Enjoy Now. Pay Over Time.
Spread the cost of your purchase over low monthly payments.
Book now. Pay later. 0% APR with Flex Pay.
Experience Buyer’s Joy
Low Monthly Payments
Budget-friendly loan options
Easy Application
Quick decision
Surprise-Free
No late fees or prepayment penalties
Easy AutoPay
No payment dates to remember
How Flex Pay Works
Step 1
Speak With a Polar Travel Advisor
Connect with one of our Polar Travel Advisors by giving us a call at
Step 2
Quick & Easy
Provide a few pieces of information and receive a quick decision.
Step 3
Enjoy Now
If approved, enjoy your trip now and pay for it over time with low monthly installments.
Frequently Asked Questions
Flex Pay gives you the freedom to purchase what you want now and pay over time with simple fixed installments. Some plans include interest while some are interest-free.
When you’re ready to book, contact Quark Expeditions’ Polar Travel Advisor team and select Flex Pay as your payment method. Choose the terms of your payment plan, finish checking out, and enjoy your purchase. Then, pay over time with simple, no-surprise monthly payments.
When you are ready to book, contact Quark Expeditions’ Polar Travel Advisor team and select Flex Pay as your payment method. To apply, you’ll need to provide some basic information like your mobile number, date of birth, and if you are a US resident, your Social Security Number. If you’re approved, continue to confirm your voyage booking.
We look at a number of factors, including your credit information, purchase details, and more.
You can make a payment any time by visiting upgrade.com/pay and clicking on the Loans tab. From there, click the Make a Payment button.
We recommend that you enable AutoPay at time of purchase so that your payments are automatically deducted each month.
If you don’t have AutoPay enabled, visit upgrade.com/pay, click on the Accounts page, and set the AutoPay toggle to ON.
You can also change the form of payment on file with Flex Pay any time by visiting upgrade.com/pay
Yes! As soon as the merchant has processed your purchase, it will be delivered to you, even before you finish making your loan payments.
You can read our Privacy Policy at upgrade.com/flex-pay/privacy and Terms of Use at upgrade.com/flex-pay/terms.
For Residents of the United States of America
Down payment may be required. Actual terms are based on your credit score and other factors and may vary. APRs range from 0% to 36%. Not everyone is eligible. Minimum $300 purchase required. Loans made through Flex Pay by Upgrade are offered by these lending partners: upgrade.com/flex-pay/lenders/. Privacy Policy. Terms of Use.
Flex Pay’s Address: 275 Battery St 23rd floor, San Francisco, CA 94111
For Residents of Canada
Down payment may be required. Actual terms are based on your credit score and other factors and may vary. APRs range from 0% to 31.99%. Not everyone is eligible. Minimum $300 purchase required. Applicants are subject to approval by Uplift Canada Services ULC, a subsidiary of Upgrade, Inc. Privacy Policy. Terms of Use.
Flex Pay’s Canada Address: 410 Adelaide Street West, Suite 220, Toronto, ON M5V 1S8, Canada.